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Brad Thomson KS Mortgage Group

Why not a Condo?

Updated: Apr 7

Think owning a condo means sacrificing space or freedom? Think again! At KS Mortgage Group, we’ve partnered with KS Management to show you just how easy and rewarding condo life can be.



Benefits of Condo Ownership:


  • Low-maintenance living. No mowing lawns or fixing the roof!

  • Built-in amenities like pools, gyms, and clubhouses.

  • A true sense of community. Neighbors who look out for each other and fun social events.

  • Great locations, often near shopping, dining, and transit hubs

  • Lower purchase prices



HOA Misconceptions? Let's Clear the Air:


  • "I’ll have no control!"

    • Actually, most HOAs welcome input from owners and even encourage you to join the board.-


  • "HOA fees are just extra costs!"

    • Not so fast — they often cover essential services like landscaping, trash removal, exterior insurance, and maintenance. That’s value!


  • "HOAs are too strict."    

    • Rules help maintain property values and community standards, and many residents appreciate the structure and protection they provide.


Financing Made Easy!


Whether you're a first-time buyer or upgrading your lifestyle, we offer a range of mortgage options tailored to condo purchases:

  • Conventional Loans - As little as 1% Down Payment

  • FHA and VA Loans - We have the ability to do spot approvals on Condo complexes that may not have their whole community FHA/VA approved.

  • Reverse Mortgage for Purchase and Refinance

  • DSCR, 1099, Bank Statement, renovation loans, and many more.


Condo living means more connection, less stress, and a lifestyle that works for you.  With rising interest rates, the lower price point of condos can make them a more accessible option for first-time buyers or those on a budget. The desire for low-maintenance living is also increasingly prevalent, especially among busy professionals and older adults. Ready to make your move? Let’s find the loan that fits your goals and get you into the community you’ll love to call home.  Give me a call today to get pre-approved and get you out looking for your new home!






KS Mortgage Group, LLC




 
 
 

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